USA HELPS CONSUMERS INCREASE THEIR RETIREMENT DISPOSABLE NET INCOME BY:
YOUR SOCIAL SECURITY DECISION IS ONE OF THE MOST IMPORTANT DECISIONS YOU WILL EVER MAKE!
EXAMPLE: SOCIAL SECURITY RETIREES
Age to Begin Social Security Benefits:
If started at age 62: $1000/month = $12,000 / year = $180,000 in 15 years (Age 77)
If started at age 67: $1500/month = $18,000 / year = $180,000 in 10 years (Age 77)
NOTE: The 67 year-old person (FRA) will receive $6000 / year more for life, than the person who began Social Security benefits at 62 years of age.
WHAT HAVE YOU DONE TO HEDGE YOUR RISKS WHEN YOU DECIDE TO RETIRE?
THE OUTCOME IS THE INCOME. IT'S NOT JUST ABOUT ACCUMULATION. THE OUTCOME OF YOUR SUCCESS WILL DEPEND ON THE INCOME YOU RECEIVE IN RETIREMENT.
CONSUMERS' RISK IS NOT DYING; THAT'S A GUARANTEE.
CONSUMERS' RISKS ARE FOUR-FOLD IN RETIREMENT:
1. VOLATILITY 2. OUTLIVING YOUR MONEY 3. TAXES 4. INFLATION
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